The insurance dispute attorneys at Padilla & Associates, PLLC, handle disputes between insurance companies (the insurer) and their policy holders (the insured). When an insurer denies (“disclaims”) coverage, the insured is left without the protection of the policy.
On a liability policy, those benefits include defense (the insurer hires an attorney to defend you from the underlying liability claim) and indemnity (the insurer will pay the underlying claim up to the policy limits). On a life insurance policy, this means that the beneficiary will be denied life insurance benefits.
Our New York insurance dispute attorneys have experience fighting insurance companies to make sure they fully cover legitimate claims. Our firm's founder, Jeffrey W. Padilla, Esq., has broad insurance coverage experience stemming from his many years of service working as an in-house attorney for a major insurance company.
WE HANDLE ALL TYPES OF INSURANCE DISPUTES
The New York insurance dispute attorneys at Padilla & Associates, PLLC, have experience handling insurance coverage disputes including the following common defenses asserted by insurance companies:
- Late Notice of Claim;
- Claim is Not a “Covered Loss”;
- Additional Insured Provisions; and
- Failure to Meet Condition Precedent to Coverage.
The law allows an insured to recover attorney fees when successful in litigating an insurance dispute claim.
TIMELY REPORTING OF AN INSURANCE DISPUTE IS CRITICAL
An immediate response to liability claims is critical. The best practice is to immediately contact us upon receipt of a liability claim. We will promptly analyze the claim and determine which insurance company (or companies) should be notified. We will then formally transmit the claim to the appropriate insurance company to maximize the chances that coverage will be afforded. If coverage is not afforded, we will take the necessary steps to protect your rights while pursuing coverage.
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